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Solutions and Advice, Student Debt

How to decrease University spending

How to decrease University spending

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For those who won’t take my advice and skip University in the UK, for any reason i.e. parents forcing you to go, not thinking you have any other option…ect. Here are some tips that you can use to cut your spending at University:

~ I do acknowledge that University is increasingly about the so called once in a lifetime “life experience” which seems to include spending a lot of money getting out of your face drunk and discos so bearing that in mind here are my lists.

For people who are going to University to educated themselves and to increase their employability.

  • Don’t live on campus; usually living on campus can cost you 1000 more than not living on campus.  (Look for all bills included)

Sites where you can look for roommates or rooms.

  1.    www.london.craigslist.co.uk/ (or your area craigslist)*
  2.    www.gumtree.com*
  3.    www.uk.easyroommate.com***
  4.    www.student.spareroom.co.uk***
  5.    www.studentpad.co.uk’**
  6.    www.accommodationforstudents.com*
  7.   Do a search „accommodation + your university city“**
  • Keep eating out to a minimum, buy food in bulk for cooking and keep a shopping schedule to once a week or once a fortnight.
  • Instead of joining a society where you have to pay, make your own and do things that are for free, like create a football society that plays football in the park…
  • Go on eBay and Amazon to purchase books.  http://www.ebay.com/, www.alibris.com/ http://www.amazon.com  and do a real good search for the books. Go to the other year and try and buy their old books. Go to the library for books, photocopy pages, or look for the PDFs online and print the relevent pages out.
  • Look online for any utensils you would need and look carefully, ask friends or family members or connections.
  • Don’t fall into the trap of student credit cards. I broke mine the day I got it. To open a student back account isn’t a bad idea, but don’t use the credit card!! That is a big trap, and if you can get help from relatives in times of real trouble don’t be afraid to ask for the 10 quid that you may need desperately.
  • WORK: WORK: Try and get a part time job, there are some jobs on campus (ask the careers adviser at your university if there are any jobs available on campus to help you out). Tutor or ask people to hook you up. EBay… sell things. Whatever you can do to earn some extra cash.

For people who want to “have fun“ and also decease spending.

  • (Most of the points above apply)
  • Keep going out to a minimum again. Going out more than 2 a week is begging to be broke.
  • If you don’t mind what you eat for 2 weeks keep it simple and basic, and then live like a kind for the next. It’s all about regulation.
  • If you don’t want to get a job, try to do something casually like selling things, when you have finished with your books sells them. Or rent some games you have.
  • In whatever you do always remember you are on a budget and that you cant afford it, don’t be ashamed if some people have more money than you, if you make that known, others should understand.
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Discussion

One thought on “How to decrease University spending

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